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2020 BMW X3 M40d

39,766 miles Automatic Diesel 2 owners Middlesbrough
£31,995
1 / 20
Market snapshot

How this vehicle compares

173rd cheapest of 191 similar cars on BumpyGoat
Lower mileage than 90% of similar cars
Similar cars average 49 days live
Diagnosis

Overall condition

Average

A mixed overall picture based on the available vehicle information.

Low mileage for its age Very clean MOT history
Radar

Price

Expensive
£31,995
Average £23,600 similar
Great priceFair priceExpensive

Vehicle details

Year 2020
Registration YC70 HFO
Fuel economy 37.7 mpg
Power 322 bhp
Engine M40d
Body type SUV
Transmission Automatic
Fuel Diesel
Doors 5
Seats 5

Description

This 2020 BMW X3 M40d combines strong diesel performance with composed handling and xDrive all-wheel traction, delivering confident progress and relaxed long-distance cruising. The automatic gearbox shifts cleanly and the chassis remains poised whether you're navigating town streets or open highways, offering a rewarding and assured driving feel.

Practicality is a key strength with a spacious five-seat cabin and a generous boot, while the full glass panoramic roof floods the interior with light for an airy atmosphere. Well presented and thoughtfully specified, this X3 balances everyday usability with a refined, engaging driving experience.

Trust

Vehicle health & MOT history for YC70 HFO

Excellent MOT condition
100

Very clean MOT history

Strong MOT record with few or no recent wear advisories.

Last result: Passed Expires: 17 Aug 2027 Tests: 4
Safety

Risk level

Needs verification

HPI check not listed

Recommendation

Ask the seller to confirm HPI, MOT, keys and service history before travelling.

Information incomplete
Summary

Use case fit

Strong performer
Motorway Long trips Mixed use

Better suited to mixed driving, motorway use and longer-distance travel.

Recommended use: mixed distance More comfortable beyond city driving
Cost

Annual cost

Estimated
£5,017 / year
Insurance £2,100
Fuel £1,447
Maintenance £830
Road tax £640
Higher annual running cost

Best points and things to consider

Quick summary

Best points

Strengths
  • Low mileage for its age.
  • Very clean MOT history from DVSA records.
  • Practical five-door layout.
  • Suitable for family or daily use.

Things to consider

Before travelling
  • Price looks high against similar vehicles.
  • Number of keys is not confirmed.
  • No HPI check is listed.
  • No warranty is listed.
Quick guide only: always confirm the vehicle details with the seller before travelling.
Activity

Market interest

Active
1 active now
0 saved (24h)
14 views (7d)

This listing has seen a healthy level of recent interest.

Demand: moderate Recent activity building

What to ask the seller

Tip: copy a question and paste it directly into WhatsApp.