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2020 Volvo XC40 1.5 T3 Momentum

81,000 miles Manual Petrol 1 owner York
£12,695
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Market snapshot

How this vehicle compares

2nd cheapest of 6 similar cars in York
Lower mileage than 33% of similar cars
Similar cars average 59 days live
Diagnosis

Overall condition

Average

A mixed overall picture based on the available vehicle information.

Only 1 previous owner Warranty available
Radar

Price

Good price
£12,695
Average £13,990 similar
Great priceFair priceExpensive

Vehicle details

Year 2020
Registration PY70 FZX
Fuel economy 40.4 mpg
Power 161 bhp
Engine T3
Body type SUV
Transmission Manual
Fuel Petrol
Doors 5
Seats 5

Description

The 2020 Volvo XC40 T3 Momentum delivers a composed and confident driving experience, blending a punchy 1.5-litre engine with a poised chassis that makes everyday journeys feel assured. Steering is precise and the manual gearbox offers an engaging connection to the road, while the suspension strikes a good balance between comfort and control for both urban streets and longer motorway runs.
Practicality is a strength here: the cabin is spacious and intuitive, offering flexible storage and comfortable seating for five. Its thoughtful design and solid build quality give this XC40 strong everyday usability and long-term appeal for families or commuters seeking a refined compact SUV.

Trust

Vehicle health & MOT history for PY70 FZX

Good MOT condition
66

Generally well maintained

Some wear, repairs or historical advisories detected.

Last result: Passed Expires: 29 Oct 2026 Tests: 4
MOT has expired
Wear and tear detected in MOT history
Vehicle has recorded MOT failures
Safety

Risk level

Needs verification

MOT has expired

Recommendation

Ask the seller to confirm HPI, MOT, keys and service history before travelling.

Information incomplete
Summary

Use case fit

Practical
Family Daily Weekend

A practical fit for family use, everyday driving and weekend trips.

Recommended use: family Useful for mixed needs
Cost

Annual cost

Estimated
£3,365 / year
Insurance £1,100
Fuel £1,305
Maintenance £760
Road tax £200
Moderate annual running cost

Best points and things to consider

Quick summary

Best points

Strengths
  • Priced well against similar vehicles.
  • Only one previous owner listed.
  • Warranty included.
  • Practical five-door layout.

Things to consider

Before travelling
  • MOT history includes some advisories worth checking.
  • MOT appears to be expired.
  • Number of keys is not confirmed.
  • No HPI check is listed.
Quick guide only: always confirm the vehicle details with the seller before travelling.
Activity

Market interest

Quiet
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Limited recent activity around this listing.

Demand: low Recent activity limited

What to ask the seller

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