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2020 Volvo XC40 1.5 T3 Momentum

81,000 miles Manual Petrol 1 owner York
£12,695
1 / 20
Market snapshot

How this vehicle compares

7th cheapest of 76 similar cars on BumpyGoat
Lower mileage than 37% of similar cars
Similar cars average 60 days live
Diagnosis

Overall condition

Good

Good condition indicators based on the available vehicle information.

Only 1 previous owner Good MOT history
Radar

Price

Great price
£12,695
Average £14,699 similar
Great priceFair priceExpensive

Vehicle details

Year 2020
Registration PY70 FZX
Fuel economy 40.4 mpg
Power 161 bhp
Engine T3
Body type SUV
Transmission Manual
Fuel Petrol
Doors 5
Seats 5

Description

The 2020 Volvo XC40 T3 Momentum delivers a composed and confident driving experience, blending a punchy 1.5-litre engine with a poised chassis that makes everyday journeys feel assured. Steering is precise and the manual gearbox offers an engaging connection to the road, while the suspension strikes a good balance between comfort and control for both urban streets and longer motorway runs.
Practicality is a strength here: the cabin is spacious and intuitive, offering flexible storage and comfortable seating for five. Its thoughtful design and solid build quality give this XC40 strong everyday usability and long-term appeal for families or commuters seeking a refined compact SUV.

Trust

Vehicle health & MOT history for PY70 FZX

Very good MOT condition
85

Good MOT record with some wear signs

Passed MOT history, but some wear advisories should be checked.

Last result: Passed Expires: 29 Oct 2026 Tests: 4
Wear and tear detected in MOT history
Vehicle has recorded MOT failures
Safety

Risk level

Needs verification

Price significantly below similar vehicles

Recommendation

Ask the seller to confirm HPI, MOT, keys and service history before travelling.

Information incomplete
Summary

Use case fit

Practical
Family Daily Weekend

A practical fit for family use, everyday driving and weekend trips.

Recommended use: family Useful for mixed needs
Cost

Annual cost

Estimated
£3,365 / year
Insurance £1,100
Fuel £1,305
Maintenance £760
Road tax £200
Moderate annual running cost

Best points and things to consider

Quick summary

Best points

Strengths
  • Priced very competitively against similar vehicles.
  • Overall condition indicators look reassuring.
  • Only one previous owner listed.
  • Good MOT pass history from DVSA records.

Things to consider

Before travelling
  • Number of keys is not confirmed.
  • No HPI check is listed.
  • Check tyre and brake condition before travelling.
  • Confirm service history and maintenance record.
Quick guide only: always confirm the vehicle details with the seller before travelling.
Activity

Market interest

Active
1 active now
0 saved (24h)
12 views (7d)

This listing has seen a healthy level of recent interest.

Demand: moderate Recent activity building

What to ask the seller

Tip: copy a question and paste it directly into WhatsApp.